20 hours Limited Subagent Prelicensing Course for only $79

No State Exam. Pay When You Pass the Course.

You’re going to really enjoy the 20 hour Limited Subagent P&C prelicensing course.  
  • GIAA Members can take it for FREE.
  • ​Non-members pay the $79.00 with credit card, debit card or PayPal after completing & passing the prelicensing course.
  • The lessons are filled with articles & videos on a variety of insurance topics. 
  • Enjoy as many as you wish until you feel like you have studied at least 20 hours’ worth. 
  • Then take the 50 question Final Exam​ as many times as needed until you pass with 70% or higher correct answers.
  • I’ll then upload your course completion details to the DOI and email a signed certificate to use in applying for your license. ​
The Complete CSR Training Program
No travel … No Time Out of the Office …
Study at Your Own Pace at Your Own Desk!
Only $79.00!
20 Hour Personal Lines Limited Subagent Pre-Licensing: Course #47121
Everything You Need to Know about Getting Your GA Insurance License
Steps to applying for Limited Subagent License
  • Certificate of Limited Subagent Prelicensing Course Completion signed by Eddie
  • Please use it when you apply for your Limited Subagent license by following the instructions at https://oci.georgia.gov/get-insurance-agent-license
  • There you can download the following 3 forms
  • GID-103-AL
  • GID-276-EN
  • Finger Printing
  • $120.00 submitted with all of the above.
Online Practice Quizzes w/ Answers
These quizzes review basic principles that provide a foundation for the insurance industry. They range from the concept of risk, to the idea that individuals and businesses can minimize losses by transferring and sharing risks, to the application of the law of large numbers. Various principles also determine why some risks of loss are insurable whereas others are not.
Property & Casualty Quiz for Beginners
Property & Casualty Basics Quiz
Personal Auto Basics Quiz
Homeowner & Dwelling Basics Quiz
Stand Alone Policy Quiz
Practice Video Quizzes
Insurance Needs of Young Singles
http://www.insureuonline.org/quiz_youngsingles.htm
Insurance Needs of Under 30
http://www.insureuonline.org/quiz_under30.htm
Insurance Needs of Young Families
http://www.insureuonline.org/quiz_youngfamilies.htm
Insurance Needs of Established Families
http://www.insureuonline.org/quiz_establishedfamily.htm
Insurance Needs of Domestic Partners
http://www.insureuonline.org/quiz_domesticpartners.htm
Insurance Needs of Seniors
http://www.insureuonline.org/quiz_seniors.htm
Insurance Needs of Single Parents
http://www.insureuonline.org/quiz_singleparents.htm
Insurance Needs of Grandparents raising Grandchildren
http://www.insureuonline.org/quiz_raisinggrandchildren.htm
Bicycle Insurance Quiz
https://www.youtube.com/watch?v=mTFhWezZ8MA
Water Damage: Test Your Water IQ
https://www.youtube.com/watch?v=41FFSi9Y4r4
Homeowners Insurance Quiz
https://www.youtube.com/watch?v=vYcAVn8YlLE
Auto Insurance Quiz
https://www.youtube.com/watch?v=9CpoK0IqH18
​Five Reasons Homeowners Rates Are Rising
https://www.youtube.com/watch?v=IwC6GAHCLG8
Insurance 101 - Water Damage Basics
https://www.youtube.com/watch?v=CKSHKWcyQ1Y
Flood Insurance for your home
https://youtu.be/DQlJSZT0k38
Insurance 101 - Tree Damage
https://www.youtube.com/watch?v=HJsrgo_ViNI
Insurance101 - Deductibles
https://www.youtube.com/watch?v=4UNICnINrNQ
The Big Game: Being a Responsible Party Host
https://www.youtube.com/watch?v=5M46ACqWqPE
Insurance 101 - Insuring Your Valuables
https://www.youtube.com/watch?v=10tjjq8GAjs
Insurance 101 - Boat Insurance Basics
https://www.youtube.com/watch?v=Ko70A-SqRzw
Insurance 101 - Personal Umbrella Policy
https://www.youtube.com/watch?v=FMRfWyorCFE
Sign up for Quizlet for free and test your knowledge after studying the 5 lessons on this page.
I. Types of Property Policies
II. Types of Casualty Policies
III. Property & Casualty Insurance Terms & Related Concepts
IV. Property & Casualty Policy Provisions & Contract Law
V. State Laws, Rules, & Regulations
​Most misfortunes are the result of misused time.
The only luck in the world is the luck you create for yourself. Only in the casino are the odds in favor of the house. In real life, the odds always favor those who use their time wisely to pursue their goals constructively, to fill every day with a full measure of honest work. Bad luck befalls those who waste time and mental energy hoping for the big break that will propel them to greatness. We all have the same 24 hours available to us each day. Most of us spend eight hours working and eight hours sleeping . What you do with the remaining eight hours will have a tremendous influence on the level of success you achieve in your life.

Click Lessons below to enjoy all 5 lessons for FREE!
You only pay if you need a signed certificate

I. TYPES OF PROPERTY POLICIES
 A. Homeowners
 1. HO-2
 2. HO-3
 3. HO-4
 4. HO-5
 5. HO-6
 6. HO-8
 B. Dwelling Policies
 1. DP-1
 2. DP-2
 3. DP-3
 C. Inland marine
 1. Personal Articles floaters
 D. National Flood Insurance Program
 E. Others
 1. Earthquake
 2. Mobile Homes
 3. Watercraft
 4. Windstorm
​II. TYPES OF CASUALTY POLICIES
 A. Personal Automobile
 1. Liability
 a. Bodily Injury
 b. Property Damage
 c. Split Limits
 d. Combined Single Limit
 2. Medical Payments
 3. Physical damage (collision; other than collision; specified perils)
 4. Uninsured motorists
 5. Underinsured motorists
 6. Who is an insured
 7. Types of Auto
 a. Owned
 b. Non-owned
 c. Hired
 d. Temporary Substitute
 e. Newly Acquired Autos
 f. Transportation Expense and Rental
 Reimbursement Expense
 8. Exclusions
 B. Umbrella/Excess Liability
​III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
A. Insurance
1. Law of Large Numbers
 B. Insurable interest
 C. Risk
 1. Pure vs. Speculative Risk
 D. Hazard
 E. Peril
 F. Loss
 1. Direct
 2. Indirect
 G. Loss Valuation
 1. Actual cash value
 2. Replacement cost
 3. Market value
 4. Stated value
 5. Salvage value
 H. Proximate cause
 I. Deductible
 J. Indemnity
 K. Limits of liability
 L. Coinsurance/Insurance to value
 M. Occurrence
 N. Cancellation
 O. Nonrenewal
 P. Vacancy and unoccupancy
 Q. Liability
 1. Absolute
 2. Strict
 3. Vicarious
 R. Negligence
 S. Binders
 T. Endorsements
 U. Blanket vs. Specific
 V. Burglary, Robbery, Theft, and Mysterious Disappearance
 W. Warranties
 X. Representations
 Y. Concealment
 Z. Deposit/Premium Audit
 AA. Certificate of insurance
 BB. Damages
1. Compensatory
a. General
 b. Special
2. Punitive
CC. Compliance with Provisions of Fair Credit  Reporting Act
​IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
 A. Declarations
 B. Insuring agreement
 C. Conditions
 D. Exclusions
 E. Definition of the insured
 F. Duties of the insured after a loss
 G. Obligations of the insurance company
 H. Mortgagee rights
 I. Proof of loss
 J. Notice of claim
 K. Appraisal
 L. Other Insurance Provision
 M. Subrogation
 N. Elements of a contract
 O. Sources of underwriting information
 P. Fair Credit Reporting Act
 Q. Privacy Protection (Gramm Leach Bliley)
 R. Policy Application
 S. Terrorism Risk Insurance Act (TRIA)
 T. Cancellation and Nonrenewal provisions
 U. Supplementary payments
 V. Arbitration
 W. Loss settlement provisions including consent to settle a loss
V. STATE LAWS, RULES, AND REGULATIONS
 A. Georgia laws, rules, and regulations pertinent to property and casualty insurance
 1. Insurance department and commissioner
 a. Broad powers and duties  Ref: 33-2-1 through 33
 b. Examination of records  Ref: 33-2-10 through 13
c. Investigations/Notice of hearing  Ref: 33-6-6
d. Penalties Ref: 33-6-9
 2. General insurance definitions
 a. Domestic, foreign and alien  Ref 33-3-1
 b. Stock and mutual  Ref: 33-14-2
c. Authorized/unauthorized and certificate of authority Ref: 33-3-1 through 30
 d. Insurance transaction / transacting business  Ref: 33-1-2 (6)
3. Licensing of agents, counselors, subagents, and adjusters Ref: 33-23-1 through 46
a. Agent Responsibility
b. Reciprocity agreements
c. License maintenance
d. License revocation or suspension
e. Temporary License
f. Nonresident License
g. Counselor License
4. Unfair trade practices and frauds  Ref: 33-6-4 and 5
 a. Rebating
 b. Defamation
 c. Unfair Discrimination
 d. Misrepresentation
 e. Controlled business
 f. Twisting and Churning
 g. Advertising law
 h. Coercion
 i. Commingling
 j. Fiduciary Responsibility
 k. Sharing Commissions
 l. Additional Fees
 m. Unfair Claims Practices
 5. Miscellaneous Georgia insurance laws  Ref: 33-24-33
 6. Residual Markets
 a. FAIR plan  Ref: 33-33-1 through 11
 b. Georgia Automobile Insurance Plan  Ref: 120-2-14-.01 through .24, 32-29, 40-9-100
 B. Georgia laws, rules, and regulations pertinent to property insurance only
 1. Cancellation and nonrenewal of policies  Ref: 120-2-53-.01 through .06, 33-24-44 through 47
 2. Miscellaneous Georgia insurance laws  Ref: 33-34-4
 C. Georgia laws, rules, and regulations pertinent to casualty insurance only
 1. Cancellation and nonrenewal of policies  Ref: 120-2-53-.01 through .06, 33-24-44 through 47
2. Miscellaneous Georgia insurance laws  Ref: 33-34-4

Georgia 20 Hour Limited Subagent

Georgia 20 Hour Limited Subagent
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