The Public Adjuster study manual is available to download by clicking the cover shown below.

Differences Between a Georgia Insurance Adjuster & a Georgia Public Adjuster

1. Role and Representation:
   • Insurance Adjuster: Works on behalf of the insurance company to assess claims and determine the payout. Their primary goal is to minimize the company's payout while ensuring the claim is legitimate.
   • Public Adjuster: Works on behalf of the policyholder to maximize their claim payout. They independently assess the damage and negotiate with the insurance company to get the best settlement for the policyholder.
2. Payment for Services:
   • Insurance Adjuster: Typically paid a salary or hourly wage by the insurance company.
   • Public Adjuster: Usually paid a percentage of the claim settlement (often between 10-20%).
3. Annual Salaries

• Insurance Adjuster: The average annual salary for an Insurance Adjuster in Georgia is around $54,410.
• Public Adjuster: The average annual salary for a Public Adjuster in Georgia is approximately $54,836.

1. Licensing Requirements

Georgia Insurance Adjuster:

1. Education: Typically requires a high school diploma or equivalent.
2. Pre-licensing Course: Must complete a state-approved pre-licensing course.
3. Examination: Pass the state licensing exam.
4. Application: Submit an application along with the required fees to the Georgia Office of Insurance and Safety Fire Commissioner.

Georgia Public Adjuster:

1. Education: Requires a high school diploma or equivalent.
2. Pre-licensing Course: Must complete a state-approved pre-licensing course.
3. Examination: Pass the state licensing exam.
4. Bond: Obtain a surety bond of $5,000.
5. Application: Submit an application along with the required fees to the Georgia Office of Insurance and Safety Fire Commissioner.

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Georgia 16 Hour P&C Public Adjuster Prelicensing

Georgia 16 Hour P&C Public Adjuster Prelicensing