Picture
How to Insure Mobile & Manufactured Homes — National Edition
A home can look ordinary from the road and still require a very different insurance conversation.
Mobile and manufactured homes can create a deceptively simple quoting trap. Before quoting, the producer needs to know exactly what the structure is, when it was built, how it is installed, who owns the land, how it is occupied, what has been added to it, and what other property and liability exposures exist. 

How to Insure Mobile & Manufactured Homes is a practical producer-development guide for identifying the actual home and building the complete insurance picture before recommending, quoting, or binding coverage.
Inside This Practical Guide
You'll learn how to:
  • Distinguish mobile, manufactured, modular and site-built homes
  • Verify year, make, model, serial, and other reliable identifying information
  • Understand why build date matters
  • Investigate ownership, title, financing and insurable interest
  • Determine whether the client owns the land or rents the lot
  • Understand park and manufactured-home community requirements
  • Identify owner-occupied, seasonal, rental, vacant, and other occupancy arrangements
  • Discover porches, decks, carports, additions, sheds, garages and other structures
  • Address dwelling value and loss-settlement questions
  • Investigate installation, foundation, tie-down and skirting issues without exceeding producer authority
  • Review roofs, plumbing, electrical, HVAC and overall condition
  • Address older and renovated homes
  • Investigate wind, hail, named-storm and flood exposures
  • Discover liability, animals, pools, trampolines and recreational exposures
  • Recognize home-business and other non-residential uses
  • Build a complete, quote-ready account 

The Home Is Only Part of the Property
One of the most important lessons in this guide is easy to overlook.
Customers may focus entirely on the manufactured home while expecting porches, decks, carports, sheds, fences, garages, enclosed rooms, and other improvements to be protected automatically.
The producer needs to inventory the entire property—not merely the factory-built structure. 

Never Insure It Based on What It Looks Like
Customers often use terms such as mobile home, manufactured home, and modular home interchangeably.

This guide teaches a safer producer discipline:
Never let appearance or casual terminology substitute for reliable identification and carrier classification. 

More Than a Mobile Home Coverage Guide
This is a practical producer field guide.
It includes eight reusable producer tools and checklists, ready-to-use customer conversations, producer skill-building exercises, a 30-Day Prospecting Plan, E&O and documentation guidance, and 10 real-world producer scenarios built around the FYI Express+ discipline:
HEAR → ASK → VERIFY → DOCUMENT → NEXT SAFE ACTION

Producers also learn how to attract an often-underserved market by answering the questions manufactured-home owners actually ask—about older homes, rented lots, additions, wind, flood, wood stoves, rental occupancy, and other real-world concerns. 

Built for Real-World Producers
Use this guide for:
  • New Producer Training
  • Experienced Producer Development
  • Desk Reference
  • Agency Meetings
  • Coverage Reviews
  • Specialty Personal Lines
  • Account Rounding
  • E&O Awareness
National Edition — insurance eligibility and coverage can vary substantially by carrier, jurisdiction, age, construction, installation, occupancy, condition, and catastrophe exposure. This guide teaches producers to gather reliable facts and verify rather than assume. 

$25 — One-Time Purchase
Buy it once. Use it from now on.
Instant Digital Download

FYI Express+ Producer Development Academy
Practical Training. Better Producers. Stronger Agencies.
​
​READY TO SEE WHAT A HOW-TO INSURANCE GUIDE IS REALLY LIKE?

Start With One on Me.
​
Get the complete How to Insure Teen & Young Drivers — National Edition absolutely FREE.
DOWNLOAD YOUR FREE COPY