Your first instinct may be to clean up, but it is important to have an accurate account of all damage for your insurance company when you file a claim. Before removing any debris or belongings, document all losses. Take photos or video and make a list of the damages and lost items. If possible, save damaged items so your insurer can inspect, if necessary.
After thoroughly documenting damage, take reasonable steps to avoid further destruction to your home or belongings. Policies call this mitigation. Make temporary repairs, such as covering a hole in your roof or boarding up broken windows. Insurance will typically reimburse the cost of these repairs as part of your claim, assuming the loss was covered. Your company may also reimburse you if you need to find temporary lodging or storage for your possessions. Keep a record of all receipts. Be cautious about signing an Assignment of Benefits
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May 2022
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Eddie K. Emmett
200 Russell Court Canton, GA 30115 |
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