When you leave your home empty, it is hard not to feel even more at risk for something to happen. In order to enjoy your time away on vacation, the best thing you can do is to leave your home knowing you have the proper home insurance coverage if something were to happen.
While there are some ways to avoid a break-in, like keeping some lights on or having a neighbor take in your mail and mow your lawn, your home is still susceptible to break-ins. This makes it a great time to check up on your coverage limits, such as the protection you have for your personal belongings, especially the valuable ones. Our agency can discuss scheduling these valuable items on a policy specific to the item, such as jewelry insurance or fine art insurance.
Another great insurance tip is to take a home inventory. Keep a list of items (with photos if you can) or simply take a video tour of your home to show your belongings. These are the best ways to be able to prove to your insurance company after a break-in, or other insurance issue, what you own. Talk with one of our agents to ensure your current coverage is enough.