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🎃 OCTOBER 2026 INSURANCE HORROR STORIES
Six frightening reminders that the scariest exposure may be the one nobody asked about.
Six frightening reminders that the scariest exposure may be the one nobody asked about.
Welcome to the first edition of Eddie K. Emmett P&C Commentary.
Every month, we will examine real-world insurance situations through six permanent departments:
🎃 WHAT WOULD YOU DO?
The situations producers face every day.
In this edition: "The House That Wasn't Really Owner-Occupied"
⚠️ E&O DANGER ZONE
The words, assumptions, and shortcuts that create problems.
In this edition: "The Scariest Words an Agent Can Say: You're Covered"
❓ ASK ANOTHER QUESTION
The missing fact that can change the entire risk.
In this edition: "The Friendly Dog the Customer Forgot to Mention"
👥 FROM THE AGENCY DESK
Producer development, agency operations, and lessons learned.
In this edition: "The Producer Who Never Documented Anything"
📄 THE COVERAGE CONVERSATION
Practical discussions about understanding—not promising—coverage.
In this edition: "There's Water in the Basement. Now What?"
🏆 50 YEARS IN INSURANCE
Lessons learned from five decades in the business.
In this edition: "The Insurance Mistakes That Still Scare Me After 50 Years"
Every month, we will examine real-world insurance situations through six permanent departments:
🎃 WHAT WOULD YOU DO?
The situations producers face every day.
In this edition: "The House That Wasn't Really Owner-Occupied"
⚠️ E&O DANGER ZONE
The words, assumptions, and shortcuts that create problems.
In this edition: "The Scariest Words an Agent Can Say: You're Covered"
❓ ASK ANOTHER QUESTION
The missing fact that can change the entire risk.
In this edition: "The Friendly Dog the Customer Forgot to Mention"
👥 FROM THE AGENCY DESK
Producer development, agency operations, and lessons learned.
In this edition: "The Producer Who Never Documented Anything"
📄 THE COVERAGE CONVERSATION
Practical discussions about understanding—not promising—coverage.
In this edition: "There's Water in the Basement. Now What?"
🏆 50 YEARS IN INSURANCE
Lessons learned from five decades in the business.
In this edition: "The Insurance Mistakes That Still Scare Me After 50 Years"
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FYI Express+ P&C Commentary |
FYI Express+ P&C Commentary |
