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  • FYI Express: 05/26
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​What is RV insurance?
Insuring an RV, also known as Recreational Vehicle, is an agreement between you and your insurance company that protects your motorhome, travel trailer, camper, fifth wheel, etc. You will choose from a variety of coverages meant to protect your vehicle and provide peace of mind on trips and vacations or if you use your RV as a permanent residence.
If you are "driving" a motorhome, you will also need liability coverage to stay legal on the road. But if you are "pulling" a travel trailer, your state won't require you to insure the RV, as you're already covered for liability on your auto insurance policy.
How does RV insurance work?
When you buy RV insurance, our agency will ask simple questions about you, your RV, and how often you use it. You will then select coverages that will best protect you and your vehicle. Generally, more coverage means a higher price. If you damage your vehicle or you are responsible for someone else’s damages or injuries, you will file a "claim" with your insurer. If your claim is covered, they will pay for the losses or injuries up to your coverage limits.
Our agency is unique because it does not simply stick to one kind of insurance provider but brings the clients the best deals from many different insurance carriers. In this way, clients have access to offers from multiple carriers all in one place.
So, let us do the searching for you for free! Call our office for a Quick Quote and visit our website.
Most transactions can be done over the phone without having to leave the comfort and safety of your home.
Miscellaneous Personal Lines 
  • Floaters and Endorsements: Special Coverage for Valuables
  • How do I pick an insurance company?
  • Five Insurance Mistakes to Avoid… And Still Save Money
  • Winter Weather Preparation Tips
  • Handy Guide to NFIP Changes (April 2016) 
  • 9 tips for staying safe on a motorcycle
  • More than 4,500 motorcyclists were killed in traffic crashes in 2014, accounting for 14% of the total highway fatalities that year. …Read more
  • Remodeling your home
  • Mold and the Insurance Industry
  • Social Host Liability
  • The current state of flood insurance
  • Here is a primer to this much maligned and misunderstood insurance product.
  • Avoiding Scams After a Disaster
  • 7 steps seniors can take to protect themselves during a disaster
  • Older adults are especially at risk during a disaster. Here are seven things they need to do.…Read more
  • Pool Safety
  • Protecting Your House From Mold
  • 10 questions to help assess your clients' changing insurance needs
  • Self-Storage Facilities: Insurance and Safety Tips for Storing Your Stuff 
  • Grilling Safely
  • Lightning Coverage and Safety
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Stand Alone Policy Quiz

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Flood Insurance Quiz (20 questions)

Stand Alone Policy Quiz (WC, Flood, Umbrella, Watercraft)
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Click here to download Hurricane Deductible PDF

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Eddie K. Emmett, 200 Russell Court, ​Canton, GA 30115