FYI Express
  • FYI Express: GA 03/23
  • Custom Lead Generator
  • Insurance Expo 365
  • Do It Yourself Marketing
  • How to get Peace of Mind
  • Georgia 24 hours CE On Demand
    • #1: Georgia OCI
    • #2: Modern Family
    • #3: Auto Insurance
    • #4: Home Insurance
    • Promotional Videos
    • #5: Stand Alone Policies
    • #6: RC vs ACV
    • #7: E & O Prevention
    • #8: Small Business Insurance
    • #9: Ethics
    • #10: Life Lessons
    • #11: You Deserve a Break
    • #12: Insurance Fraud
    • #13: Here Comes the Judge
    • #14: Agency Management
    • #15: Customer Service Tips
    • #16: Employee Training
    • #17: Insurance 101
    • #18: Coinsurance Clause
    • #19: C.O.P.E.
    • #20: General Contractors
    • #21: Garage Insurance
    • #22: Trucking Companies
    • #23: Restaurant Insurance
    • #24: Digital Handshakes using Zoom
    • #25: Day Care Centers
  • Georgia 20 Hour Limited Subagent
  • Georgia 20 Hour Personal Lines Agent
  • South Carolina Personal Lines Course
  • Texas Limited Lines Course
  • Training for New Hires: Personal Lines
  • Training for New Hires: Commercial Lines
  • Training for New Agency Owners
  • Is Your Website WCAG Accessible?
  • FYI Express: GA 03/23
  • Custom Lead Generator
  • Insurance Expo 365
  • Do It Yourself Marketing
  • How to get Peace of Mind
  • Georgia 24 hours CE On Demand
    • #1: Georgia OCI
    • #2: Modern Family
    • #3: Auto Insurance
    • #4: Home Insurance
    • Promotional Videos
    • #5: Stand Alone Policies
    • #6: RC vs ACV
    • #7: E & O Prevention
    • #8: Small Business Insurance
    • #9: Ethics
    • #10: Life Lessons
    • #11: You Deserve a Break
    • #12: Insurance Fraud
    • #13: Here Comes the Judge
    • #14: Agency Management
    • #15: Customer Service Tips
    • #16: Employee Training
    • #17: Insurance 101
    • #18: Coinsurance Clause
    • #19: C.O.P.E.
    • #20: General Contractors
    • #21: Garage Insurance
    • #22: Trucking Companies
    • #23: Restaurant Insurance
    • #24: Digital Handshakes using Zoom
    • #25: Day Care Centers
  • Georgia 20 Hour Limited Subagent
  • Georgia 20 Hour Personal Lines Agent
  • South Carolina Personal Lines Course
  • Texas Limited Lines Course
  • Training for New Hires: Personal Lines
  • Training for New Hires: Commercial Lines
  • Training for New Agency Owners
  • Is Your Website WCAG Accessible?
FYI Express
Picture
Homeowner & Dwelling Basics Quiz

​Townhouses: HO-3 or HO-6? 
An often asked question is, “Which is more appropriate when writing a townhouse within a homeowners’ association that purportedly provides the real property coverage for the entire building?” This is a really good question because in these situations, the agent must choose between the HO-3 and the HO06. Read the article ...
​Additional Information Means Better Coverage.
One major reason to seek full prospect or client information is to, when necessary, secure proper premium for additional parties. This is typically achieved by adding endorsements. Endorsements allow coverage to be modified to fit situations that deviate from what is covered under a base policy form. Naturally, separate endorsements and, when applicable, additional premium allows for more precise coverage and pricing.
Click here for an example of an additional insured endorsement’s wording under one commercial general liability’s endorsements section in PF&M.

Unbelievable Hail Storm Damage

Homeowner's / Renter's Insurance Basics
  • Test Your Insurance IQ: Trees and Insurance Video
  • Does your homeowners' policy cover these three things?
  • ​Are You Underinsured? Video
  • Your Renters Insurance Checklist
  • 7 steps seniors can take to protect themselves during a disaster
  • A preparedness checklist for older adults and caretakers
  • ​Spring Cleaning the Exterior of Your Home Video
  • Understanding Your Insurance Deductible
  • Water and Flood Damage: What Is and Is Not Covered Video
  • ​How to Create a Home Inventory
  • Ten Questions to Help You Assess Changes to Your Insurance Needs
  • 5 reasons why renters need insurance
  • Relying on a landlord’s policy won’t cover renters for loss of their personal property or for living expenses in the case of a natural disaster. …Read more
  • Test Your Insurance IQ: Homeowners Policies Video
  • ​Yard Sale
  • Making Sure Your Home Is Properly Covered for a Disaster
  • Moving soon? Here are 5 things to think about
  • Getting the Right Insurance Coverage for Moving
  • Avoiding Deer-Car Collisions
  • Lawnmower Safety
  • Understanding the Claims Payment Process
  • How to Protect Your Home From Water Damage
  • ​​Using a home inventory to document an insurance loss
  • Bicycle Safety and Insurance
  • Should I purchase an umbrella liability policy?
  • 8 tips for preventing dog bites
  • In honor of National Dog Bite Prevention Week, here are some some ways to bring canine claims to heel.…Read more
  • Securing Your Home Against Burglary
  • The i's on Insurance: Your Homeowners Coverage Video
  • Are there different types of policies? Article
  • Informed Citizen: Homeowners Insurance Video
  • Test Your Insurance IQ: Trees and Insurance Video
  • My homeowners' policy covers that?
  • From falling objects to stolen credit cards, homeowners' insurance covers some uncommon issues. …Read more
  • What is homeowners insurance?
  • Filing a Homeowners Insurance Claim: Six Steps Video
  • 6 homeowners’ policy endorsements agents and brokers need to know
  • It's the insurance agent or broker's job to explain a policy to the buyer, including the available endorsements, and they need to know which endorsement best fits the client’s situation. …Read more
  • Tornado and severe weather insurance checklist
  • Unpredictable spring storms mean homeowners, renters, and business and vehicle owners must carefully review their coverage. Read More
  • Does My Homeowners Insurance Cover Flooding? Article
  • Flood coverage is provided by the National Flood Insurance Program.
  • ​Farms and Ranches
  • Trees and Insurance: Tips on What Is and Is Not Covered Video
  • How much homeowners insurance do I need?
  • Insuring a Co-op or Condo Article
  • ​How well do you know condo insurance exclusions?
  • Can I own a home without homeowners insurance?
  • Loss History Reports: Learning About Your New Home Video
  • Insuring a Vacation Home
  • Ordinance or Law for Your Homeowners’ Clients
    Not to be overly dramatic, but ordinance or law is a very real personal lines exposure - often overlooked during the personal lines risk management and insurance planning process. Agents must explain the exposure, the coverage limits and the options. This article lays out the coverage, the problems and the options.
Insurance Coverage en Español
http://www.iii.org/es/insurance-topics/all-coverage-en-espanol
​It’s not the epitaph on your tombstone but the record of your deeds that may perpetuate your name after death.
Alfred Nobel had an opportunity afforded to very few. When his brother died, the newspaper confused the two and published Alfred’s obituary instead of his brother’s. As he read his own obituary, Alfred realized that the world would remember him for his invention of dynamite — an instrument of destruction. It was because of that experience that he decided to fund the Nobel Prizes. Today, most of the world knows his name in connection with humankind’s greatest achievements. Good deeds live on in the minds of others. When you do a kindness for someone else, you set in motion a force for good that will remain long after you’re gone.
If you start at the top, you can move in only one direction — downward.​
​Perhaps the worst thing that might have happened to you would be to have been born with the proverbial silver spoon in your mouth. For had you been born into privilege, you would have been deprived of one of the world’s greatest gifts: the opportunity to reach the highest levels of success of which you are capable, solely on the basis of your own merit. If you were born with less than most, don’t resent others who seem to have more advantages. In truth, the real advantage is yours, for you will develop the self-confidence that comes only from meeting life’s challenges on your own terms. As you progress, you gain the strength and knowledge necessary to assure your enduring success, things that cannot be given to you, but must be earned.
Picture

Got Questions?
​I got answers!

powered by
Three Bulls' Heads
Eddie K. Emmett 
200 Russell Court
​Canton, GA 30115
Privacy Policy
Picture
eddie@fyiexpress.com
(770) 312-2342 (Text)
​I'll call you back!

Accessibility Statement
Picture