FYI Express
  • FYI Express: GA 07/25
  • Prelicensing Courses
    • GA 40-Hour P&C Agent Prelicensing
    • GA 40-Hour P&C Adjuster Prelicensing
    • GA 40-Hour P&C Counselor Prelicensing
    • GA 40-Hour P&C Public Adjuster Prelicensing
    • GA 40-Hour Life, Accident & Sickness Prelicensing
    • GA P&C Counselor Prelicensing
    • GA 20 Hour Limited Subagent Prelicensing
    • GA 20 Hour Personal Lines Agent Prelicensing
    • GA 20-Hour Surplus Lines Broker Prelicensing
    • GA 20-Hour A&S Prelicensing
    • SC Personal Lines Producer Prelicensing
  • Continuing Education Courses
    • GA 3 Hour Ethics CE
    • GA 5 Hour E&O CE
    • GA 5 Hour Watercraft CE
    • GA 10 Hour Limited Subagent CE
    • GA 24 Hour Life & Health CE
    • GA 24 hours Farm Insurance P&C
    • GA 24 hours P&C CE >
      • #8: Small Business Insurance
      • #14: Agency Management
      • #20: General Contractors
      • #21: Garage Insurance
      • #22: Trucking Companies
      • #23: Restaurant Insurance
      • #24: Day Care Centers
      • #25 New Agent Training
      • #26: Hotels
      • #27: Supermarkets
      • 24 Hour CE Exam
  • Agency Marketing Tools
    • Digital Handshakes using Zoom
    • 100+ Videos
    • Websites
    • Facebook Marketing
    • YouTube Videos
    • Custom Email Marketing
    • Google My Business Tutorial
    • Done For You Marketing
    • Promotional Videos
    • Google Business Profile Tutorial
    • Custom Lead Generator
    • Do It Yourself Marketing
    • The $100,000 Question
    • Free Promotional Videos
  • Agency Management Tools
    • Customer Service Tips
    • Employee Training
    • Customer Service Tutorials
    • Training for New Hires: Personal Lines
    • Training for New Hires: Commercial Lines
    • Training for New Agency Owners
  • New CSRs and Producers
    • Modern Family
    • Auto Insurance
    • Home Insurance
    • RC vs ACV
    • Stand Alone Policies
    • Insurance 101
  • How to insure Personal Lines
    • Georgia OCI
    • Modern Family
    • Auto Insurance
    • Residential Insurance
    • Stand Alone Policies
    • RC vs ACV
    • E & O Prevention
    • Ethics
    • Life Lessons
    • You Deserve a Break
    • Insurance Fraud
    • Here Comes the Judge
    • Customer Service Tips
    • Employee Training
    • Insurance 101
    • Coinsurance Clause
    • C.O.P.E.
  • How to insure Commercial Lines
    • Restaurant Insurance
    • Trucking Companies
    • Garage Insurance
    • General Contractors
    • C.O.P.E.
    • Coinsurance Clause
    • Commercial Lines 101
    • Small Business Insurance
    • "How To Insure" Tutorials
    • How to Insure Courses
    • Commercial Lines Training
  • New Agency Owners Guides
    • Agency Management
    • Is Your Website WCAG Accessible?
    • Customer Service Tips
    • Be a Better Agent eBooks
  • FYI Express: GA 07/25
  • Prelicensing Courses
    • GA 40-Hour P&C Agent Prelicensing
    • GA 40-Hour P&C Adjuster Prelicensing
    • GA 40-Hour P&C Counselor Prelicensing
    • GA 40-Hour P&C Public Adjuster Prelicensing
    • GA 40-Hour Life, Accident & Sickness Prelicensing
    • GA P&C Counselor Prelicensing
    • GA 20 Hour Limited Subagent Prelicensing
    • GA 20 Hour Personal Lines Agent Prelicensing
    • GA 20-Hour Surplus Lines Broker Prelicensing
    • GA 20-Hour A&S Prelicensing
    • SC Personal Lines Producer Prelicensing
  • Continuing Education Courses
    • GA 3 Hour Ethics CE
    • GA 5 Hour E&O CE
    • GA 5 Hour Watercraft CE
    • GA 10 Hour Limited Subagent CE
    • GA 24 Hour Life & Health CE
    • GA 24 hours Farm Insurance P&C
    • GA 24 hours P&C CE >
      • #8: Small Business Insurance
      • #14: Agency Management
      • #20: General Contractors
      • #21: Garage Insurance
      • #22: Trucking Companies
      • #23: Restaurant Insurance
      • #24: Day Care Centers
      • #25 New Agent Training
      • #26: Hotels
      • #27: Supermarkets
      • 24 Hour CE Exam
  • Agency Marketing Tools
    • Digital Handshakes using Zoom
    • 100+ Videos
    • Websites
    • Facebook Marketing
    • YouTube Videos
    • Custom Email Marketing
    • Google My Business Tutorial
    • Done For You Marketing
    • Promotional Videos
    • Google Business Profile Tutorial
    • Custom Lead Generator
    • Do It Yourself Marketing
    • The $100,000 Question
    • Free Promotional Videos
  • Agency Management Tools
    • Customer Service Tips
    • Employee Training
    • Customer Service Tutorials
    • Training for New Hires: Personal Lines
    • Training for New Hires: Commercial Lines
    • Training for New Agency Owners
  • New CSRs and Producers
    • Modern Family
    • Auto Insurance
    • Home Insurance
    • RC vs ACV
    • Stand Alone Policies
    • Insurance 101
  • How to insure Personal Lines
    • Georgia OCI
    • Modern Family
    • Auto Insurance
    • Residential Insurance
    • Stand Alone Policies
    • RC vs ACV
    • E & O Prevention
    • Ethics
    • Life Lessons
    • You Deserve a Break
    • Insurance Fraud
    • Here Comes the Judge
    • Customer Service Tips
    • Employee Training
    • Insurance 101
    • Coinsurance Clause
    • C.O.P.E.
  • How to insure Commercial Lines
    • Restaurant Insurance
    • Trucking Companies
    • Garage Insurance
    • General Contractors
    • C.O.P.E.
    • Coinsurance Clause
    • Commercial Lines 101
    • Small Business Insurance
    • "How To Insure" Tutorials
    • How to Insure Courses
    • Commercial Lines Training
  • New Agency Owners Guides
    • Agency Management
    • Is Your Website WCAG Accessible?
    • Customer Service Tips
    • Be a Better Agent eBooks
FYI Express
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Video #1: Replacement Cost v Actual Cash Value
Video #2: Does RC violate the Indemnification Rule?
Video #3: What if insured decides not to rebuild or replace?

Tutorial en español

Have You Decided to Buy a Second Home?
What is Vacant Home Insurance?
We Insure Older Homes
​Never mind what others didn’t do. It’s what you do that counts.
If you depend upon others for your success, you are doomed to a life of failure and despair. It is a sad fact of life that few people consistently deliver what they promise. Instead of lamenting what someone else should have done to help you, focus on what you can do to help yourself. The best plan of action is one that provides opportunities for others to benefit if they wish to work with you toward the accomplishment of your goals but that does not depend upon these people for success.
​Profanity is a sign of inadequate vocabulary or unsound judgment — or both.
Mark Twain once observed that “the difference between the right word and the almost-right word is the difference between lightning and a lightning bug.” It is never appropriate to use profanity, especially among people you do not know well. Instead, build your vocabulary by reading and studying so that you can express yourself simply and eloquently. When you expand the number of words you know, you also expand your mind, because understanding the words and their meanings necessitates understanding the concepts behind them. Make sure you allow time each day for study and reflection.
​The con man works harder and pays more for what he gets out of life than any other person, but he kids himself into believing he is getting something for nothing.
​There is a fundamental rule in sales: You must sell yourself first before you can effectively sell others. If you can’t believe in the value of your products or service, no one else will either. If you are conning others into an unfair deal, you must work mightily to overcome your internal resistance to doing something wrong. A deal is a good one only when it is good for everyone involved. When each participant has an equal opportunity to profit and the risk is shared among partners who care about one another’s welfare, not only is the likelihood of success far greater, but the journey toward it will also be much more enjoyable.
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RC vs ACV

RC vs ACV

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Eddie K. Emmett, 200 Russell Court, ​Canton, GA 30115