COPE |
COPE |
Video #1: What is C.O.P.E.?
Video #3: Building and Construction Materials Pt. 1Video #5: Major Structural FeaturesVideo #7: Age of the Structure
Video #9: Hazards of Occupancy Considerations
Video #11: Importance of Fire Extinguishers
Video #13: Importance of Fire Walls & Doors
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Understanding the Basics of Property Protection in COPE Underwriting (article)Three Ways Your Clients Increase Their Own Property Premiums
Bad decisions cause commercial property clients to pay higher property premiums. Sadly, the insured may not even recognize their poor choices. Worse still, agents can help clients identify their bad decisions with the right information. Are you unsure what classification a building falls into when it comes to ISO building classifications for fire and wind? What components place a building into different classifications? Do you need a refresher or are you looking to learn this for the first time?
Whatever degree of knowledge you have, this class will get you on your way to becoming a Commercial Property Master. This 14-video tutorial helps your grasp of COPE and Construction as it relates to Commercial Property on the way to getting your certificate as an WE INSURE Commercial Property Master! Video #2: "C" is for ConstructionVideo # 4: Building and Construction Materials Pt. 2Video #6: Mixed Construction ProblemsVideo #8: "O" as on Occupancy
Video #10: "P" as in Protection
Video #12: Importance of Fire Alarms
Video #14: "E" as in Exposure
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If you are worried or afraid of anything, there is something in your mental attitude that needs correction.
Worry and fear are negative emotions that serve no useful purpose. Worse, they are not benign influences on your behavior. Both tend to expand if left unchecked until they crowd out positive emotions and beliefs, taking over your mind and filling it with counterproductive emotions that cause you to doubt your ability to succeed at anything you attempt. Unless you control worry and fear, one day you will discover that they control you. While the emotions can’t always be corrected with logic or reason, they are always susceptible to action. Act, and even if your actions aren’t entirely appropriate for the situation, the very act of doing something — anything — constructive will have a positive effect on your mind and attitude.
Worry and fear are negative emotions that serve no useful purpose. Worse, they are not benign influences on your behavior. Both tend to expand if left unchecked until they crowd out positive emotions and beliefs, taking over your mind and filling it with counterproductive emotions that cause you to doubt your ability to succeed at anything you attempt. Unless you control worry and fear, one day you will discover that they control you. While the emotions can’t always be corrected with logic or reason, they are always susceptible to action. Act, and even if your actions aren’t entirely appropriate for the situation, the very act of doing something — anything — constructive will have a positive effect on your mind and attitude.
Some people resemble a cheap watch. They are not dependable.
It would be unrealistic to expect an inexpensive, mass-produced watch to perform with the same degree of accuracy as a finely crafted Rolex. They are not made with the same quality of materials or with the same craftsmanship. Yet we somehow think that we do not need to give the same attention to our most important asset: ourselves. Don’t leave something as important as your character to chance. Choose the character traits you admire, and work to develop them. Don’t be discouraged when you stumble. Building character is a process that takes a lifetime to complete. Fortunately, like anything else, the more you work at character building, the better you become at it.
It would be unrealistic to expect an inexpensive, mass-produced watch to perform with the same degree of accuracy as a finely crafted Rolex. They are not made with the same quality of materials or with the same craftsmanship. Yet we somehow think that we do not need to give the same attention to our most important asset: ourselves. Don’t leave something as important as your character to chance. Choose the character traits you admire, and work to develop them. Don’t be discouraged when you stumble. Building character is a process that takes a lifetime to complete. Fortunately, like anything else, the more you work at character building, the better you become at it.
Some individuals appear to be “allergic” to honest work, but opportunity is equally allergic to them.
In any business, profession, or occupation, there comes a time when you have to deliver. You may fake it for a time, pretending that you’re giving an honest effort, but eventually you will be measured by your deeds, not by your words. If you are more of a talker than a doer, make a vow today — right now — to change your behavior. You may be able to drift through life if you never do more than you are required to do, but you will never know what you might have achieved if you had only been willing to give a little more. The greatest opportunities always go to those who have an affinity for hard work, not an allergy to it.
In any business, profession, or occupation, there comes a time when you have to deliver. You may fake it for a time, pretending that you’re giving an honest effort, but eventually you will be measured by your deeds, not by your words. If you are more of a talker than a doer, make a vow today — right now — to change your behavior. You may be able to drift through life if you never do more than you are required to do, but you will never know what you might have achieved if you had only been willing to give a little more. The greatest opportunities always go to those who have an affinity for hard work, not an allergy to it.
The man who dipped a chunk of ice cream in chocolate and called it Eskimo Pie made a fortune for the five seconds of imagination it took to create the idea.
We are just beginning to understand the mysterious ways in which the mind works, but successful people have long known how to use the power of creative vision to their advantage. Many “new” ideas are really nothing more than a new combination of two well-known products or ideas. Nevertheless, great fortunes have been built upon such combinations when they are supported by a clever name and marketing campaign. There is a definite process that you can use to tap into your imagination. In his book A Technique for Producing Ideas, James Webb Young identified five steps: 1. Gather the appropriate information. 2. Work the information over in your mind. 3. Incubate the idea in your subconscious. 4. Recognize the “Eureka!” stage when the idea is born. 5. Shape and develop the idea for practical application. The technique works. Give it a try the next time you’re searching for a creative solution to an old problem.
We are just beginning to understand the mysterious ways in which the mind works, but successful people have long known how to use the power of creative vision to their advantage. Many “new” ideas are really nothing more than a new combination of two well-known products or ideas. Nevertheless, great fortunes have been built upon such combinations when they are supported by a clever name and marketing campaign. There is a definite process that you can use to tap into your imagination. In his book A Technique for Producing Ideas, James Webb Young identified five steps: 1. Gather the appropriate information. 2. Work the information over in your mind. 3. Incubate the idea in your subconscious. 4. Recognize the “Eureka!” stage when the idea is born. 5. Shape and develop the idea for practical application. The technique works. Give it a try the next time you’re searching for a creative solution to an old problem.
Your reputation is what people think you are; your character is what you are.
You want your reputation and your character to match but concentrate on your character. You may be able to fool others about the kind of person you really are for a time, but it seldom lasts for long. The surest way to make sure your character and your reputation are the same is to live your life in such a way that nothing you do would embarrass you if it were printed on the front page of the newspaper. Good character means not ever taking ethical shortcuts, even though everyone else may be doing so. You build good character by doing the right thing because it’s the right thing to do.
You want your reputation and your character to match but concentrate on your character. You may be able to fool others about the kind of person you really are for a time, but it seldom lasts for long. The surest way to make sure your character and your reputation are the same is to live your life in such a way that nothing you do would embarrass you if it were printed on the front page of the newspaper. Good character means not ever taking ethical shortcuts, even though everyone else may be doing so. You build good character by doing the right thing because it’s the right thing to do.
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Attention: Georgia Agents! 24 hours CE for $24 or join GIA for $99 per year and it's free for all agency staff!
Have you enjoyed at least 24 hours of Edu-Tainment? If yes, you are welcome to take the Final Exam Otherwise, continue to Lesson #20: General Contractors |
