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​Three Ways Your Clients Increase Their Own Property Premiums
Bad decisions cause commercial property clients to pay higher property premiums. Sadly, the insured may not even recognize their poor choices. Worse still, agents can help clients identify their bad decisions with the right information.
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Video #1: What is C.O.P.E.?

​Video #2: "C" is for Construction

​Video #3: Building and Construction Materials Pt. 1

​Video # 4: Building and Construction Materials Pt. 2

​Video #5: Major Structural Features

​Video #6: Mixed Construction Problems

Video #7: Age of the Structure
Video #8: "O" as on Occupancy
Video #9: Hazards of Occupancy Considerations
Video #10: "P" as in Protection
Video #11: Importance of Fire Extinguishers
Video #12: Importance of Fire Alarms
Video #13: Importance of Fire Walls & Doors
Video #14: "E" as in Exposure
​Academy Skills Test
Welcome to the Academy of Insurance Skills Test. These exams were designed to help you pinpoint areas of interest for possible training opportunities.
Each of these skills tests is designed to be completed in two hours.


Personal Lines
Take the Skills Test
This skills test focuses on personal lines topics, including;
  • Homeowners (HO) Coverage Forms
  • HO "Insured" status
  • HO Definitions
  • HO Covered Property
  • HO Coverage Limits
  • HO Valuations
  • HO Causes of Loss & Exclusions
  • HO Endorsements
  • HO Part II – Liability Coverages
  • HO Eligibility
  • Personal Auto Policy (PAP) Coverage Parts
  • PAP "You" and "Insured" Status
  • PAP Covered Autos
  • PAP Coverages & Exclusions
  • PAP Definitions
  • PAP Endorsements
  • PAP Eligibility and Rating

Commercial Property
Take the Skills Test
This skills test focuses on commercial property topics, including;
  • Commercial Property Policy Provisions
  • CPP Coverage Limits
  • CPP Causes of Loss
  • CPP Definitions
  • Business Income / Extra Expense (Including Endorsements)
  • Ordinance or Law Endorsement
  • Utility Service (CP 04 17) Endorsement
  • Spoilage Coverage (CP 04 40) Endorsement
  • Leasehold Interest Coverage
  • CPP General Endorsements

Commercial General Liability
Take the Skills Test
This skills test focuses on commercial general liability topics, including;
  • CGL Definitions
  • CGL Coverage Trigger
  • CGL Exclusions & Exceptions
  • CGL "Insured" Status
  • CGL Coverage Limits
  • CGL Endorsements
  • Business Auto Coverage (BAC) Symbols
  • BAC Insured Vehicles
  • BAC Insured Status
  • BAC Coverages & Exclusions
  • BAC Valuation
  • BAC Endorsements
  • BAC Rating

Agency Management Basics
Why an Agency Valuation is Important to both your Business and Personal Financial Planning

Yelp Isn’t Going Away. Here is How to Make it Work for your Insurance Agency

Personal Auto Insurance Basics
Rental Car Insurance

Homeowner's / Renter's Insurance Basics
Test Your Insurance IQ: Trees and Insurance Video
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Small Business Insurance Basics
Does My Business Need Flood Insurance?

Errors & Omissions Prevention
Agency Prevails in “Full Coverage” E&O Lawsuit, However its Reputation Suffers 
​

Insurance Fraud Prevention
Burglar turns broken back into fortune
http://www.insurancefraud.org/article.htm?RecID=3045

Ethics in the Insurance Industry
​Your true age is determined by your mental attitude, not the years you have lived.
The American clergyman and author Tyrone Edwards said, “Age does not depend upon years, but upon temperament and health. Some men are born old, and some never grow so.” No doubt you’ve known teenagers who were old before their time and seventy-year-olds who had the temperament and enthusiasm of those discovering the wonders of life for the very first time. It is all a matter of attitude. As you grow and develop, make sure your experience is directed toward the acquisition of wisdom, not the acceptance of cynicism. If you find it difficult to keep an open mind because of previous experiences, remind yourself that you’re dealing with different people, that conditions have changed, or that because you are older and wiser, your chances of success are greater than in the past.

Smile A While
Where there's a will, I want to be in it.

Insurance Coverage en Español
http://www.iii.org/es/insurance-topics/all-coverage-en-espanol
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Attention: Georgia Agents! 24 hours CE for $24 or join GIAA for $99 per year and it's free for all agency staff!​Have you enjoyed at least 24 hours of Edu-Tainment?
If yes, you are welcome to take the Final Exam 
Otherwise, click here to continue to next lessons
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Got Questions?
​I got answers!

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Three Bulls' Heads

Eddie K. Emmett 
200 Russell Court
​Canton, GA 30115
Privacy Policy
eddie@fyiexpress.com
(770) 312-2342 (Text)
​I'll call you back!

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