FYI Express
  • FYI Express: GA 03/23
  • Custom Lead Generator
  • Insurance Expo 365
  • Do It Yourself Marketing
  • How to get Peace of Mind
  • Georgia 24 hours CE On Demand
    • #1: Georgia OCI
    • #2: Modern Family
    • #3: Auto Insurance
    • #4: Home Insurance
    • Promotional Videos
    • #5: Stand Alone Policies
    • #6: RC vs ACV
    • #7: E & O Prevention
    • #8: Small Business Insurance
    • #9: Ethics
    • #10: Life Lessons
    • #11: You Deserve a Break
    • #12: Insurance Fraud
    • #13: Here Comes the Judge
    • #14: Agency Management
    • #15: Customer Service Tips
    • #16: Employee Training
    • #17: Insurance 101
    • #18: Coinsurance Clause
    • #19: C.O.P.E.
    • #20: General Contractors
    • #21: Garage Insurance
    • #22: Trucking Companies
    • #23: Restaurant Insurance
    • #24: Digital Handshakes using Zoom
    • #25: Day Care Centers
  • Georgia 20 Hour Limited Subagent
  • Georgia 20 Hour Personal Lines Agent
  • South Carolina Personal Lines Course
  • Texas Limited Lines Course
  • Training for New Hires: Personal Lines
  • Training for New Hires: Commercial Lines
  • Training for New Agency Owners
  • Is Your Website WCAG Accessible?
  • FYI Express: GA 03/23
  • Custom Lead Generator
  • Insurance Expo 365
  • Do It Yourself Marketing
  • How to get Peace of Mind
  • Georgia 24 hours CE On Demand
    • #1: Georgia OCI
    • #2: Modern Family
    • #3: Auto Insurance
    • #4: Home Insurance
    • Promotional Videos
    • #5: Stand Alone Policies
    • #6: RC vs ACV
    • #7: E & O Prevention
    • #8: Small Business Insurance
    • #9: Ethics
    • #10: Life Lessons
    • #11: You Deserve a Break
    • #12: Insurance Fraud
    • #13: Here Comes the Judge
    • #14: Agency Management
    • #15: Customer Service Tips
    • #16: Employee Training
    • #17: Insurance 101
    • #18: Coinsurance Clause
    • #19: C.O.P.E.
    • #20: General Contractors
    • #21: Garage Insurance
    • #22: Trucking Companies
    • #23: Restaurant Insurance
    • #24: Digital Handshakes using Zoom
    • #25: Day Care Centers
  • Georgia 20 Hour Limited Subagent
  • Georgia 20 Hour Personal Lines Agent
  • South Carolina Personal Lines Course
  • Texas Limited Lines Course
  • Training for New Hires: Personal Lines
  • Training for New Hires: Commercial Lines
  • Training for New Agency Owners
  • Is Your Website WCAG Accessible?
FYI Express
OCI CRACKING DOWN ON UNLICENSED AGENTS
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Property & Casualty Basics Quiz

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Insurance Fraud, Fire Safety, Arson, Insurance News, Bulletins, Directives
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Insurance Regulation Quiz (10 questions)


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This Lesson Sponsored By
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​Fighting Auto Insurance Fraud
  • Persons attempting to commit insurance fraud often do so by deceiving innocent drivers during actual accidents or by involving innocent drivers in "staged" accidents. Do the following to minimize this risk:
  • Drive defensively, keeping space between you and surrounding cars.
  • When traffic slows, begin braking before the car in front of you does.
  • Be careful when turning into a lane that allows two or more autos to turn left at the same time. Victims of insurance fraud are often people who float across the line when turning and then are intentionally sideswiped by a person who is "staging" an accident.
  • If you are in an accident, write down license numbers of all cars involved in the accident, get the names and contact information of all persons involved and their insurers. Count the number of passengers in the other cars and get their names, addresses and any other pertinent information.
  • Call the police and get a police report even if the damage is minimal. DO NOT let another driver talk you out of calling the police.
  • Carry a disposable camera in your glove compartment or make use of a cell phones camera feature and take pictures of the damage to the vehicles and of all drivers and passengers in the cars.
Fighting Homeowners Insurance Fraud
  • It is far more difficult to involve an innocent party in homeowner fraud. However, a homeowner can help himself and help deter fraudulent claims by properly maintaining their home, and by removing or repairing items that could create tripping hazards to outside parties. Also, if someone is injured in your home, be certain that you get full information and be sure that an injured person gets any needed treatment. Carefully document any incident, including all impressions about likely injury. It may also be prudent to show healthy skepticism over any information on medical bills or claims.
  • Report suspicious actions such as a friend who asks you to store valuable property and you then find that they reported to his insurer that the property was stolen.
  • Become an Insurance Fraud Superhero. Think of insurance fraud as money out of your pocket because it is. According to the US Chamber of Commerce, fraud adds 25% to property and casualty insurance rates.
  • If you are involved in an accident and you are suspicious that fraud may be involved, report it to the authorities and our agency.
​Great achievement is born of a struggle.
Our strength grows out of our weakness, said Ralph Waldo Emerson. “Not until we are pricked and stung and sorely shot at, awakens the indignation which arms itself with secret forces.” Strife and struggle can inspire you to overcome adversity and to propel yourself to real achievement. View every struggle as an opportunity for personal growth. It is the struggle itself, not the result that builds character. If you know you are right, stay the course even though the whole world seems to be against you and everyone you know questions your judgment. When you prevail — and you eventually will if you stick to the job — they will all tell you that they knew all along you could do it.
​If it isn’t your job to do it, perhaps it is your opportunity.
Someone once observed that the reason we often fail to recognize opportunities is because they come disguised as problems. When a customer, a colleague, or your boss has a problem, it may create a valuable opportunity for you. It isn’t important to the person with the problem how your company is organized or whose responsibility it is to solve the problem; he or she only wants the situation resolved. The next time a customer, a colleague, or your boss asks for your assistance in something that falls outside your area of responsibility, instead of referring them to someone else, offer to help. Look at the situation from the other person’s point of view. How would you like the situation handled if the roles were reversed? Take the initiative to find the answer, solve the problem, or keep the project moving forward.
​A little job well done is the first step toward a bigger one.
Success is more of a process than an event. Great success is achieved after a long string of small successes. Most of us earn our stripes one step at a time, and we work our way up through the ranks. When we begin our careers, we are given assignments that are commensurate with our skill and experience. As we prove our worth to the organization, we are gradually entrusted with more responsibility and increasingly larger projects. As you assume responsibility for one position, do so with an eye toward the next one. Do your absolute best every day in your job, but always plan for the future. View each day as an opportunity to learn something that will make you more valuable to the company or organization so that when the time arrives for promotions, your name will be the first one that comes to your boss’s mind.

​There always remains an opportunity to make a new start.
Though it may not seem so when you first encounter a serious blow, you can never lose two of the most important assets you have. These are the power of your mind and your freedom to use it. Once you have turned them to understanding what laid you low, you can begin forming new plans. You may not have the money you once had; you may lack the allies you had cultivated. But you still have the benefit of a universe that eventually rewards honest effort, as well as gaining the experience of mistakes you will never make again. Remember, no matter where you are now, whatever you can conceive and believe, you can achieve.

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Attention: Georgia Agents! 24 hours CE for $24 or join GIAA for $99 per year and it's free for all agency staff!​
​Have you enjoyed at least 24 hours of Edu-Tainment?
If yes, you are welcome to take the Final Exam 
Otherwise, continue to Lesson #2: Modern Family

Georgia OCI

Georgia OCI

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Got Questions?
​I got answers!

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Eddie K. Emmett 
200 Russell Court
​Canton, GA 30115
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eddie@fyiexpress.com
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