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How do I become a Property and Casualty Counselor?
You must have experience in lines requested. You will need to achieve a passing score on counselor property and casualty examination. Information regarding examination procedures is available on our website. You can apply electronically via NIPR or Sircon. Complete the $5,000 counselor bond. An Insurance Counselor Bond form is provided if needed. The bond must be uploaded when applying to NIPR or Sircon. Pay the $120 fee. Waiver of examination can be granted if the applicant holds CLU, CIC or FLMI designation. You must attach proof of CLU, CIC or FLMI designation to the application. Waiver of examination can be granted if the applicant was previously licensed for same lines in his or her prior home state. The license in that state must be active at the time of moving to Georgia. The applicant must attach original clearance letter from his or her prior home state and must apply for licensure within 90 days of the date of the move to Georgia. V. GEORGIA STATE LAWS, RULES, AND REGULATIONS PERTINENT TO ALL INSURANCE LINES A. Insurance department and commissioner 1. Broad powers and duties: Ref: 33-2-1 through 6, 9 through 32 2. Examination of records: Ref: 33-2-10 through 13 3. Investigations/Notice of hearing: Ref: 33-6-6 4. Penalties: Ref: 33-6-9 B. General insurance definitions 1. Domestic, foreign and alien: Ref: 33-3-1 2. Stock and mutual: Ref: 33-14-2 3. Authorized/unauthorized and certificate of authority: Ref: 33-3-2 through 5; 33-3-13 through 30 4. Insurance transaction / transacting business: Ref: 33-1-2 C. Licensing of agents, counselors, subagents, and adjusters: Ref: 33-23-1 through 46; 120-2-3-.09 and .15 1. Agent Responsibility 2. License maintenance 3. License revocation, suspension, denial, or refuse to renew 4. Temporary License 5. Nonresident License 6. Counselor License 7. Adjuster License 8. Surplus Lines Broker D. Unfair trade practices: Ref: 33-6-4 & 5; 33-9-36; 33-23-1; 33-23-35; 33-24-7 1. Rebating 2. Defamation 3. Unfair Discrimination 4. Misrepresentation 5. Controlled business 6. Advertising 7. Coercion 8. Commingling 9. Fiduciary Responsibility 10.Sharing Commissions 11.Additional Fees 12.Unfair claims practices 13.Fraud |
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When you can correctly answer the Practice Exams in the Personal Lines P&C Study Manual …
You’re ready for the Final Exam! pay after you pass!
click here to begin the course
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bonus #2: new agents & csrS training
You don't need the Commercial portion of the guide shown above but it's a great resource if you plan to get a full P&C license.
VI GEORGIA RULES AND CODES PERTINENT TO PROPERTY & CASUALTY INSURANCE
A. Cancellation and nonrenewal of policies: Ref: 120-2-53-.01 through .06, 33-24-44 through 47
B. Regulation of Rates: Ref: 33-9-1 through 44
C. Binders: Ref: 33-24-33
D. Georgia Insurer Solvency Pool: Ref. 33-36-1 through 12
VII. GEORGIA RULES AND CODES PERTINENT TO PERSONAL LINES ONLY
A. FAIR plan: Ref: 33-33-1 through 8
B. Auto
1. Defensive driving: Ref: 33-9-42
2. Uninsured Motorists coverage: Ref: 33-7-11
3. Financial Responsibility Law: Ref: 40-9-1 through 12; 40-9-80 through 8; 33-34-4
4. Georgia Automobile Insurance Plan/Assigned Risk: Ref: 120-2-14.02 through .09; 40-9-100
A. Cancellation and nonrenewal of policies: Ref: 120-2-53-.01 through .06, 33-24-44 through 47
B. Regulation of Rates: Ref: 33-9-1 through 44
C. Binders: Ref: 33-24-33
D. Georgia Insurer Solvency Pool: Ref. 33-36-1 through 12
VII. GEORGIA RULES AND CODES PERTINENT TO PERSONAL LINES ONLY
A. FAIR plan: Ref: 33-33-1 through 8
B. Auto
1. Defensive driving: Ref: 33-9-42
2. Uninsured Motorists coverage: Ref: 33-7-11
3. Financial Responsibility Law: Ref: 40-9-1 through 12; 40-9-80 through 8; 33-34-4
4. Georgia Automobile Insurance Plan/Assigned Risk: Ref: 120-2-14.02 through .09; 40-9-100
Georgia 20 Hour Personal Lines Agent |
Georgia 20 Hour Personal Lines Agent |
